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Karen Spell Real Estate Agent

Karen Spell

Broker, QSC®, J.D., SRES®
  • Direct 321. 279. 1384
  • Office 704. 439. 3300
Lake Norman

19826 N Cove Rd, Suite F
Cornelius, NC 28031

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About Karen

I grew up and worked in a Real Estate environment as both my parents were brokers who owned and operated a Real Estate Office. After graduating from Florida Southern College with a Bachelor’s of Science in Economics I went on to earn a Juris Doctorate from the University of Miami School of Law. Upon graduation from law school I managed the Real Estate division of a large law firm and four years later transitioned into private practice opening a Real Estate Title Agency. I remained in private practice throughout my twenty plus year career before selling my company to relocate to North Carolina.


As a business owner and dealing with buyers, sellers, lenders and Realtors on a daily basis, I developed exceptional communication, organizational, negotiation  and people skills as well as building a wealth of knowledge in the field of Real Estate.  Let me put my knowledge skills, and experience to work for you.


While I can and do sell and list Real Estate anywhere in the Charlotte and Lake Norman area, including Charlotte, Huntersville, Davidson, Cornelius, and Mooresville my area of focus is 55+ Communities. I am a designated SRES (Seniors Real Estate Specialist) and a 55+ Community expert.


When I am not working I enjoy spending time with my daughter, granddaughter, my two mini Schnauzers (Snitzel and Spritzel), family and friends. Favorite activities include, reading, baking, gardening, golf, and last but not least, watching Major League Baseball--Go Braves and Rays!








Click here to view my ebooklet: MyShortSaleRescue.com of the U.S. Economy

Click here to view the PDF version of my ebooklet!


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Licensed In

  • North Carolina


  • Member, Charlotte Regional Realtor Association (CRRA)
  • Member, National Association of REALTORS® (NAR)
  • Member, North Carolina Association of REALTORS® (NCAR)
  • Professionally Trained in NINJA Selling
  • Seniors Real Estate Specialist (SRES)
Realsatisfied Logo

Satisfaction: 94%

Recommendation: 95%

Performance: 97%

Karen Spell has been rated by 49 customers.
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We value competence highly, and got that with Karen. She was highly familiar with the area and relative prices, and could clearly articulate each contract item we had a question about. We wanted an astute business person assisting us, and got it.

‐ Joe and Kim, Ohio

If anyone needs a great professional realtor I strongly recommend Karen Spell. Her knowledge and professionalism are second to non. She is especially knowledgeable in ALL over 55 communities.

‐ Dave Ryan, Trilogy, Lake Norman

Karen knew the area and was aware of what we wanted and was able to match that with the appropriate model. She had a good idea of what was negotiable and was able to help us get a fair price.

‐ Kathy Trilogy Lake Norman

Karen Spell was very helpful in helping us find a home. She was always there when needed. Did a great job all the way around especially during this difficult time with the corona virus. My thanks!

‐ Rose McFadden, Charlotte

Karen did a really great job with the challenges of the corona virus present. It would have been a disaster without her hard work and help.

‐ Rose McFadden, Charlotte

Karen enabled us to have much confidence in the purchase of our new home and is an A+ realtor in every way!

‐ Diana, Charlotte NC

Karen Spell was extremely accommodating taking us around looking at various options..She was highly knowledgeable about area properties and communities. We felt very comfortable with Karen representing our interests and were impressed with her skills. We highly recommend Karen Spell.

‐ Susan Seider in Cornelius NC

Karen is my neighbor and friend. But the reason we used her is her knowledge of the over 55 committees in our area. She is very professional and I would recommend her to anyone looking to purchase a home in any community and especially the over 55 commutes in the greater Central NC area.

‐ Dave Ryan Denver, NC (Trilogy)

Karen Spell was a big help in showing us homes with her knowledge of the area while her attention to what we were looking for in a home. After we had decided on a home she keep us updated on the progress. We would highly recommend her.

‐ Jim & Pat CT

Karen Spell, who's with Helen Adams Realty, has earned the SRES designation from the National Association of Realtors. That stands for Seniors Real Estate Specialist. If you're looking for a home in a 55-plus community, you ought to have a buyers' agent who's knowledgeable about that unique slice of the market.

‐ Allen Norwood - Charlotte Observer

Karen Spell’s work ethic, knowledge and expertise, gave us great confidence in choosing her to sell our home. She helped us achieve our goals and met our timeline. We would highly recommend Karen as an agent for others buying and selling in the area!

‐ Bob and Diana Davidson, Cornelius, NC

Karen Spell is an amazing person and an amazing realtor. I would recommend Karen Spell to anyone and everyone who is buying or selling real estate.

‐ Betty Beard Huntersville, NC

Karen did a wonderful job in selling our house. We appreciate everything she did.

‐ Doyle & Mary Beth Schneider @ Trilogy

Karen Spell came highly recommended by 3 Cherry Way sales office. She is noted for highest sales in our community. Since we are out of state and had a lot of things going on simultaneously she did everything for us. It was the easiest closing we’ve ever done and she was dual agent. Would recommend Karen Spell to our neighbors when needed.

‐ Diane Mahar , Venice, FL

Karen was very professional and helpful. I would use her again She was great

‐ Sam Payne charlotte NC

Karen simply does a great job and exemplifies a very good realtor.

‐ The Schneiders

My wife, Cindy, and I were relocating to the Lake Norman area from Chugiak, Alaska. We were looking for a broker with experience with the area and someone knowledgeable with the NC laws and regulations. Karen Spell proved to have these skills and much more. When we traveled to NC to meet with Karen, she was aware that our time in the area would be limited. In spite of... Read More

‐ Gary and Cindy Sholly, Chugiak Alaska relocating to Denver NC.

Di and I were so pleased to hear of your recent achievements as a Platinum top producer and for achieving the Commendable Customer Service Award for outstanding customer service. We know from your work with us in the recent sale of our Bailey’s Glen home that your recognition is well deserved. Best wishes to you for continued success!

‐ Roger & Di

Di and I were so pleased to hear of your recent achievements as a Platinum top producer and for achieving the Commendable Customer Service Award for outstanding customer service. We know from your work with us in the recent sale of our Bailey’s Glen home that your recognition is well deserved. Best wishes to you for continued success!

‐ Roger & Di

First of all, let me thank you for being our boots on the ground for the whole experience. Your assistance was very much appreciated. Again, thanks for being there for us. You helped make it a great experience for us!

‐ Gary and Cindy Sholly

Karen Spell was wonderful to work with in the sale of our home. She has felt like a part of our family as closely as we have worked with her these past 2 years. We are very appreciative of all of her hard work and our successful home sales and purchase!

‐ Tamara, Davidson, NC

When we first met Karen she made us feel as if we had known her forever! She has such a warm and welcoming personality. She took us to enough senior housing developments that we were able to see various locales and prices and make an informed decision on where we wanted to buy. Karen made the whole process much less stressful.

‐ Sue Westman, Huntersville

Karen Spell was excellent from beginning to end. Although most interaction of our purchase of our new home was directly with the builder and his reps, we knew Karen would have our back if we ran into trouble. We certainly appreciated the fact that we had a knowledgeable and experienced agent on our side.

‐ Judy Brockman, Denver, NC

Karen Spell was one of the most professional real estate agents that we have ever used. She was a pleasure to work with and provided excellent service.

‐ Cindy Martin, Green, OH

Karen was very helpful to us when we first put a contract on a pre-built house in Bailey's Glen then decided to build our own. She attended all meetings with the builder and gave great input to us for our decisions. We enjoyed our relationship with her during the process. She was very professional at all times and is always friendly when we see her at local events.

‐ Ann Brown, Cornelius

Karen is always very professional. She doesn't talk about the buyer except when necessary. I respect her for that. I would definitely recommend Karen Spell. She knows the area and she understands your needs.

‐ Kim Dudeck, 13419 Hazelbrook Lane, Cornelius, NC

Dear Karen, thank you so much for selling my house with such efficiency and care. I'm grateful for you returning my calls and handling all my questions! I know its never final until the closing but I'm hoping that everything will go through without a hitch. Thanks for taking care of me during this stressful time.

‐ Marie

Top shelf agent

‐ Sharon L Irwin Huntersville

We fully expected to be there for the closing. My husband had a heart attack and this made it impossible. There were many complications and Karen was on top of them all. She also provided utilities and other information that helped us along the way. I felt very comfortable with communicating with her. She was very professional and again patient. I even told her that I... Read More

‐ Kim Dudeck, Burgettstown, PA

Karen Spell worked with our renters to insure they were kept in the loop and considered their timing for all the open houses. She had a great paper and video campaign also.

‐ C Ludinsky, NC

Karen Spell was incredibly helpful in the sale of our home. She made a point to always be available to show the house, and only let people into the house when she was also there. The home sold quickly so I think she was instrumental in pricing the home properly. We appreciate all of her help in the process and appreciate her expertise in guiding us as to what we needed to... Read More

‐ Tamara, Cornelius

Karen was excellent and got the job done. She knew the market and was aggressive in getting our property in front of other agents and potential buyers. She was professional and a pleasure to work with. We would work with Karen again and highly recommend her to anyone selling or buying in the area.

‐ Ann Gibson, Cornelius NC

My Dad selected Karen Spell based on the strong recommendations of his neighbors who were impressed by her knowledge of the area and professional demeanor. He wanted to chose an agent so my sister and I did not have to worry when the time came to sell the house. Although selling the house was difficult emotionally, it was a very easy process. Karen Spell is an excellent and... Read More

‐ Melissa Belanger, Mooresville, NC

Karen is very efficient and responsive. I particularly appreciate her strong character and trustworthiness and was confident in her knowledge. My husband and I needed guidance and she was there for us through the entire process, from contract through closing, in the selling of our home.

‐ Diana Davidson